When I was 14, my mom gave me my first credit card, a Montgomery Ward card, and told me I could only use it for emergencies. But what did that mean?

What does an 8th grade crush have to do with personal finance? There is no better time to talk about the collision of love and money.

Tuesday was Scholastic Book Day for the 10 year old and he had $77 dollars on his ledger. Plenty for a few new books. Especially that soccer book that featured some players doing trick moves. So the 10 yo took his ledger to school, walked through the book fair, and approached the checkout table with his books of choice and handed them his ledger.